Insurance Point Table

PointsConvictions and At-Fault Accidents

12

Manslaughter

Pre-arranged highway racing

Lending a car for pre-arranged highway racing

Hit-and-run resulting in bodily injury or death

Driving with a blood alcohol content of .08 more

Driving a commercial vehicle with a blood alcohol content of .04 more

Driving While Impaired

Transporting illegal intoxicating liquor for the purposes of sale

10

Highway racing (not pre-arranged)

Lending a car for highway racing (not pre-arranged)

Speeding to elude arrest

8

Driving during revocation or suspension of a driver's license or registration

Aggressive driving

4

Reckless driving

Hit-and-run resulting in property damage only

Passing a stopped school bus

Speeding in excess of 75 mph when the speed is less than 70 mph

Speeding in excess of 80 mph when the speed limit is more than 70 mph

Driving by a person less than 21 after consuming alcohol or drugs

3

At fault accident that occurs before Jan. 1, 2004, resulting in death, or bodily injury* in excess of $1,500 or property damage of $2,500 or more

At fault accident that occurs on or after Jan. 1, 2004, resulting in death, or bodily injury* in excess of $1,800 or property damage of $3,000 or more

2

Illegal passing

Following too closely

Driving on the wrong side of the road

At fault accident that occurs before Jan. 1, 2004, resulting in property damage in excess of $1,500, but less than $2,500**

At- fault accident that occurs on or after Jan. 1, 2004, resulting in property damage in excess of $1,800, but less than $3,000**

Speeding more than 10 mph over the speed limit provided the total speed is in excess of 55 mph, but less than 76 mph

Speeding 10 mph or less in excess of speed zone of 55 mph or greater

1

All other moving violations

At fault accident that occurs before Jan. 1, 2004, resulting in bodily injury* of $1,500 or less, or property damage in excess of $1,500 or less**

At- fault accident that occurs on or after Jan. 1, 2004, resulting in bodily injury* of $1,800 or less, or property damage in excess of $1,800 or less**

Speeding 10 mph or less in excess of speed limit of less than 55 mph

* No SDIP points will apply for Bodily Injury if the insured furnishes proof that costs were solely for diagnostic purposes

** The greatest number of points will be applied for at-fault accidents resulting in Property Damage and Death or Bodily Injury