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Insurance Point Table

Points Convictions and At-Fault Accidents
12 Manslaughter
Pre-arranged highway racing
Lending a car for pre-arranged highway racing
Hit-and-run resulting in bodily injury or death
Driving with a blood alcohol content of .08 more
Driving a commercial vehicle with a blood alcohol content of .04 more
Driving While Impaired
Transporting illegal intoxicating liquor for the purposes of sale
10 Highway racing (not pre-arranged)
Lending a car for highway racing (not pre-arranged)
Speeding to elude arrest
8 Driving during revocation or suspension of a driver’s license or registration
Aggressive driving
4 Reckless driving
Hit-and-run resulting in property damage only
Passing a stopped school bus
Speeding in excess of 75 mph when the speed is less than 70 mph
Speeding in excess of 80 mph when the speed limit is more than 70 mph
Driving by a person less than 21 after consuming alcohol or drugs
3 At fault accident that occurs before Jan. 1, 2004, resulting in death, or bodily injury* in excess of $1,500 or property damage of $2,500 or more
At fault accident that occurs on or after Jan. 1, 2004, resulting in death, or bodily injury* in excess of $1,800 or property damage of $3,000 or more
2 Illegal passing
Following too closely
Driving on the wrong side of the road
At fault accident that occurs before Jan. 1, 2004, resulting in property damage in excess of $1,500, but less than $2,500**
At- fault accident that occurs on or after Jan. 1, 2004, resulting in property damage in excess of $1,800, but less than $3,000**
Speeding more than 10 mph over the speed limit provided the total speed is in excess of 55 mph, but less than 76 mph
Speeding 10 mph or less in excess of speed zone of 55 mph or greater
1 All other moving violations
At fault accident that occurs before Jan. 1, 2004, resulting in bodily injury* of $1,500 or less, or property damage in excess of $1,500 or less**
At- fault accident that occurs on or after Jan. 1, 2004, resulting in bodily injury* of $1,800 or less, or property damage in excess of $1,800 or less**
Speeding 10 mph or less in excess of speed limit of less than 55 mph